16 jobs found

Job ID 2018-1877# of Openings 1Job Locations US-IA-Cedar Rapids | US-IA-Des Moines | US-MO-Kansas City | US-MN | US-IL-Springfield | US-WI-Remote | US-IA-Cedar Rapids | US-MIPosted Date 2018-10-23Category UnderwritingTravel 10%Company Car Provided NoOverviewUFG offers you an award-winning workplace and a trustworthy, financially stable company. While we've always known our commitment to employees and financial stewardship, it is good to have others recognize our dedicated efforts. UFG was named to the "2017 Top Workplaces" list by The Des Moines Register, and was also included on Forbes' "America's Most Trustworthy Financial Companies" list for both the third year in a row. Additionally, UFG is a super-regional property and casualty insurer rated "A" (Excellent) by A.M. Best Company.Most important, UFG can offer you a work environment where you can easily see yourself in the big picture from day one. You become part of a successful team that works together to do great things. In addition, we believe in supporting our employees by providing a great benefits plan and allowing our people to develop flexible work hours that align with their personal schedule.As a senior commercial lines underwriter you will be working at an awarded Top Workplace. Here is how you will spend your days: Putting your underwriting and marketing skills sets, along with your strong negotiating ability, into daily practice within the insurance realm. You will use your analytical skills to make sound risk selection and manage a commercial underwriting territory. of $8 - $12 million. Your marketing skills will assist you to build strong relationships with agency personnel and provide excellent customer service. As a solid negotiator with agents and customer service technicians, you will work hard to attain the positive results of premium growth and acceptable loss ratios. In addition, your leadership skills will be used to train new underwriters and approve risks within your authority for junior underwriters.This position can be located in our headquarters in Cedar Rapids, IA or throughout the Midwest in a work-from-home arrangement.ResponsibilitiesObtain and manage a book of businessEvaluate insurance coveragesReview applications, endorsement requests and renewals for requested limits and coveragesPrice the risk and secure its proper classNegotiate with agents and customer service technicians to develop a saleable product without adverse selection to the companyRegularly visit agents to maintain strong relationships and market products and servicesProvide guidance and coaching to other underwritersPerform other duties as assignedQualificationsFour-year college degree preferredCompletion of AU designation and striving to achieve CIC or CPCU program5+ years commercial lines underwriting experience, with risk evaluation skills and solid insurance contract knowledgeStrong analytical thinkingStrong communication, leadership and negotiating skillsStrong planning and organization skills with the ability to multi-task; and a willingness to accept challenges and take appropriate risksPI105543322

Job ID 2018-1735# of Openings 2Job Locations US-TX-Dallas | US-TX-Austin | US-CO-Denver | US-CA-San Francisco | US-NC-Charlotte | US-TX-Houston | US-GA-Atlanta | US-CA | US-CA-Orange County - RemotePosted Date 2018-04-11Category SuretyTravel 25%Company Car Provided YesOverviewUFG can offer you an award-winning workplace and a trustworthy, financially-stable company. While we've always known our commitment to employees and financial stewardship, it is good to have others recognize our dedicated efforts. UFG was named to the "2017 Top Workplaces" list by The Des Moines Register, and was also included on the Forbes' America's Most Trustworthy Financial Companies" list for 2017. Additionally, UFG is a super-regional property and casualty insurer rated "A" (Excellent) by A.M. Best Company.Most important, UFG can offer you a work environment where you can easily see yourself in the big picture from day one. You become part of a successful team that works together to do great things. In addition, we believe in supporting our employees by providing a great benefits plan and allowing our people to develop flexible work hours that align with their personal schedule.As a senior regional surety underwriter, you'll be the primary relationship manager for surety business within your territory, focused on marketing, managing and underwriting a new and renewal surety book of business through contact with select agencies and brokers.You'll drive profit and premium to meet financial goals and objectives through development, negotiation and execution of business plans. This includes leading and influencing agencies through the creation of sales strategies and implementation of sales processes and practices that drive new sales, profit and customer retention. Under limited direction, you'll underwrite accounts based on authority level granted to the role and underwriting appetite. Additionally, you'll be collaborating with all lines of business to support and increase the overall UFG presence in your territory, provide the quality service UFG is known for and promote a positive company image.With a company focus on long-term growth, an important responsibility of this position will be identifying areas of opportunity and cultivating new and renewal contract surety business. For the right candidate, this position has the potential to develop into a Lead Senior Underwriter or Branch Manager Position. ResponsibilitiesEfficiently underwrite new surety submissions. Gather information regarding financial status, credit standing, and organization profit to analyze and determine acceptability of the risk.Interaction with professional NASBP member agents as well as other agents who do business with United Fire Group. Develop a profitable book of surety business of varying degrees of complexity for assigned territory, taking into consideration the strengths and weaknesses of the producer plant /territory and competitors, divisional objectives and overall market conditions.Make prompt, sound decisions within underwriting authority based on appropriate underwriting information consultation.Accountable for accurate underwriting documentation/ information in account management systems and adherence to documentation standards.Negotiate terms and conditions consistent with market segment requirements and standards within submission timeframe.Attend selected industry events that provide interactions with producers and/or potential accounts.Responsibility for building and maintaining effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.Travel is required with frequent overnight stays; up to 20 to 25% of time will be traveling. Must have a valid driver's license.Perform special projects as assigned.QualificationsMinimum Seven to ten years' experience in contract surety underwriting.Four year college degree is required; majors in Accounting, Business Administration, Finance or Economics are preferred.Must demonstrate the strong analytical skills needed to evaluate new submissions for acceptability within company underwriting parameters. Experienced in new market development; ability to prospect, appoint and manage producer relationships to achieve production and profitability objectives.Solid following of existing broker and agency relationships within the assigned geographic region.Independently exhibit initiative with strong focus on results.Proficient in: risk evaluation, contract knowledge, common sense judgment, and the ability to see the big picture.Strong communication (written and verbal), influencing, negotiating, listening, and interpersonal skills to effectively develop/maintain productive internal and external relationships.Be actively engaged in additional industry and professional development and designations (AFSB, CPCU, MBA, etc.). Additional classes and training may be required.PI105543363

CarringtonJob ID 2018-7324Job Locations US-CA-AnaheimPosition Category OperationsCompany Carrington Mortgage Services, LLCPosition Type RegularResponsibilities Responsible for ensuring all loans are underwritten in accordance with Company and Investor guidelines following company's policies and procedures. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with company policies and procedures and all state and federal regulations. ESSENTIAL DUTIES AND RESPONSIBILITIES: Manages group of underwriters.Assigns files to ensure workload balance.Manages productivity of each within standards set for department and loan type, set goals.Performs analysis of LOS production reports and provides updates to senior management on turn-times within department.Mentors and trains underwriters Provides upfront technical and guideline training, recommends areas of improvement, provides ongoing training, promotes within department.Monitors performance of underwriter's quality of work, technical abilities, and risk analysis.Reviews files for quality, provides 2 nd signatures for files outside of authorities. Conducts regular meetings to provide ongoing training and feedback.Assists in the development of underwriting guidelines and training materials. Stays abreast of changes within industry and how they affect company guidelines, underwriting workflow, policies and procedures.Works with senior management to establish department goals and objectives.Develops day-to-day processes that will improve performance of team and department, improves cost to originate, improve customer service.Responds to post funding audits, investor reviews and various quality control reports as they apply to department and staff. Establishes corrective action plans to eliminate and prevent reoccurring findings.Recruits and interviews for open underwriting positions within department. Qualifications EDUCATION AND/OR EXPERIENCE & LICENSES:Associate's degree or equivalent work experienceFHA Direct Endorsement license required.Eight (8) years of experience as an Underwriting Manager/Supervisor Carrington is an Equal Opportunity Employer and does not discriminate on the basis of race, gender, ethnicity, religion, national origin, age, disability, veteran status, or on any other basis prohibited by law.PI105238883

Job ID 2018-1877# of Openings 1Job Locations US-IA-Cedar Rapids | US-IA-Des Moines | US-MO-Kansas City | US-MN | US-IL-Springfield | US-WI-Remote | US-IA-Cedar Rapids | US-MIPosted Date 2018-10-23Category UnderwritingTravel 10%Company Car Provided NoOverviewUFG offers you an award-winning workplace and a trustworthy, financially stable company. While we've always known our commitment to employees and financial stewardship, it is good to have others recognize our dedicated efforts. UFG was named to the "2017 Top Workplaces" list by The Des Moines Register, and was also included on Forbes' "America's Most Trustworthy Financial Companies" list for both the third year in a row. Additionally, UFG is a super-regional property and casualty insurer rated "A" (Excellent) by A.M. Best Company.Most important, UFG can offer you a work environment where you can easily see yourself in the big picture from day one. You become part of a successful team that works together to do great things. In addition, we believe in supporting our employees by providing a great benefits plan and allowing our people to develop flexible work hours that align with their personal schedule.As a senior commercial lines underwriter you will be working at an awarded Top Workplace. Here is how you will spend your days: Putting your underwriting and marketing skills sets, along with your strong negotiating ability, into daily practice within the insurance realm. You will use your analytical skills to make sound risk selection and manage a commercial underwriting territory. of $8 - $12 million. Your marketing skills will assist you to build strong relationships with agency personnel and provide excellent customer service. As a solid negotiator with agents and customer service technicians, you will work hard to attain the positive results of premium growth and acceptable loss ratios. In addition, your leadership skills will be used to train new underwriters and approve risks within your authority for junior underwriters.This position can be located in our headquarters in Cedar Rapids, IA or throughout the Midwest in a work-from-home arrangement.ResponsibilitiesObtain and manage a book of businessEvaluate insurance coveragesReview applications, endorsement requests and renewals for requested limits and coveragesPrice the risk and secure its proper classNegotiate with agents and customer service technicians to develop a saleable product without adverse selection to the companyRegularly visit agents to maintain strong relationships and market products and servicesProvide guidance and coaching to other underwritersPerform other duties as assignedQualificationsFour-year college degree preferredCompletion of AU designation and striving to achieve CIC or CPCU program5+ years commercial lines underwriting experience, with risk evaluation skills and solid insurance contract knowledgeStrong analytical thinkingStrong communication, leadership and negotiating skillsStrong planning and organization skills with the ability to multi-task; and a willingness to accept challenges and take appropriate risksPI105042190

CarringtonJob ID 2018-7305Job Locations US-CT-WindsorPosition Category OperationsCompany Carrington Mortgage Services, LLCPosition Type RegularOverview Carrington maintains the necessary infrastructure to ensure stability and maximize value during any market cycle. We are a fully integrated mortgage company supporting our customers by providing a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the United States. Our Mortgage Lending Division is becoming an industry leader by providing competitive mortgage products within our Retail and Wholesale lines of business. We deliver a superior customer experience by meeting individual needs, focusing on financial education, ensuring that our loans close on time and making the entire process as easy as possible. We're always building our mortgage business with our customers in mind. Join us.Responsibilities The Senior Underwriter is responsible for underwriting loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements.What you'll do:Performs a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines.Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.Applies and interprets company underwriting guidelines and makes sound credit decision.Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs.Determines any conditions, stipulations or pre-funding requirements.Reviews and clears underwriting conditions, stipulations or pre-funding requirements received.Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise.Assists departmental support staff when necessary.Resolves and responds to post closing credit exceptions received from investors and auditors when required on loans underwritten.Maintains ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position.Completes second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed.You'll love this job if you're:Agile and Resourceful. You effortlessly shift gears and come up with workable solutions to problems.Flexible and Hardworking. You take pride in your work, and will do whatever it takes to get things done right.Quality Focused and Industrious. You're passionate about maintaining high standards and delivering results. Qualifications What you'll need:Five plus years of FHA mortgage underwriting work experiencePaperless Loan Origination System experience preferred.FHA Direct Endorsement designation and/or VA SAR designation highly preferred.DU and LP experience required.Experience working in a paperless environment preferred.NOTE: This position is located onsite at our office in Windsor, CTEEO/AAP EmployerCarrington is an Equal Opportunity Employer and does not discriminate on the basis of race, gender, ethnicity, religion, national origin, age, disability, veteran status, or on any other basis prohibited by law.PI105026273

CarringtonJob ID 2018-7294Job Locations US-CA-AnaheimPosition Category ServicingCompany Carrington Mortgage Services, LLCPosition Type RegularOverview FOUNDED IN 2003, Carrington has evolved from a mortgage credit asset manager into a vertically-integrated financial services company that covers virtually every aspect of the single family residential real estate transactions- investments in U.S. real estate and mortgage markets, loan origination and servicing, asset management and property preservation, real estate sales and rental, and title and escrow services. Why you should join Carrington: Our tuition reimbursement and great career advancement opportunities encourage employee growth.The senior leadership team is full of top industry leaders.We are an innovative and rapidly growing company.Our employees have access to several fitness, restaurant, retail (and more!) discounts through our exclusive employee portal.An exciting, innovative and entrepreneurial work environment. Responsibilities The Loss Mitigation Underwriter ll will underwrite loan modifications for both HAMP and non-HAMP eligible loans in accordance with Treasury, Company and Investor guidelines while following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.Conduct Verification of Income (VOI).Calculate customer's front and back-end debt to income ratio.Verify occupancy, hardship and income.Apply payment waterfall to determine HAMP eligibility (rate reduction, term extension, deferred principal).If applicable, identify the type(s) and amounts of liquid assets the borrower holds. Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.).Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines.Document final decision and update system of record.Perform other duties as assigned. Qualifications High school diploma or equivalent required.Two (2) to three (3) years' of underwriting background in HAMP/Loan Modification and servicing/loss mitigation experience.Advanced industry related experience preferred.EEO/AAP EmployerCarrington is an Equal Opportunity Employer and does not discriminate on the basis of race, gender, ethnicity, religion, national origin, age, disability, veteran status, or on any other basis prohibited by law.PI104976789

LocationMA: Boston (200 State St.)Job FamilyFinanceJob Brief The Underwriter I assesses historical data and calculates pricing for products offered by Beacon Health with significant supervision.ExemptAbout the Position:The Underwriter I assesses historical data and calculates pricing for products offered by Beacon Health with significant supervision. This position is responsible for preparing analysis and pricing models to support pricing and company strategies. Position Responsibilities: Calculates all aspects of pricing for new and renewal clients including claims targets, administrative rates, reinsurance, risk fees, unit costs, benefit plan implications, utilization assumptions and profit. Analyzes RFP for historical and demographic information, financial, risk and performance arrangements. Works with development or sales staff to identify appropriate operational and pricing strategies. Prepares underwriting analysis exhibits and reviews proposed pricing with Underwriting department Senior Pricing Analyst, Director-level and/or VP-level management. Participates in pricing approval committee meetings. Distributes Final Underwriting Summary for approval. Provides marketing personnel with final pricing documents, schedules, and forms for each bid as required. Researches and responds to pricing related RFP questions. Performs analyses reflecting the financial impacts of proposed changes in contract terms, benefit plans, rate changes, performance standards, or other contract modifications. Consults with medical management regarding projected utilization assumptions. Position Requirements: Education: B.S. or B.A. in business related field (preferably finance or accounting). Licenses: N/A Relevant Work Experience: 1 -3 Years work experience (health care experience preferred). To Apply:Click below on "Apply for this Position" to create a profile and apply for the positionBeacon Health Options is proud to be an Equal Opportunity and Affirmative Action Employer as well as a Drug Free and Tobacco Free Work Environment. EOE/AA/M/F/Veterans/DisabledAAP Reporting Location:MA - Boston (Corporate)ID (Req #):54758FTE Status:Full TimeSchedule:Mon-FriPI104929195

Chemical BankID 2018-6996Status Type Full-TimeDepartment CreditWork Hours Monday - FridayM/F Disabled and Vet EEO/AA Employer JOB SUMMARYThe Senior Underwriter – Healthcare will be responsible for structuring, analyzing, and underwriting commercial finance and equipment finance transactions originated through direct and indirect sources. The Senior Underwriter will support credit prescreening efforts and facilitate the preparation of approval memorandums presented to Divisional Management and, as applicable, the bank’s Credit Committees. The Senior Underwriter will be a self-starter with the ability to work independently on complex transactions with little oversight. The Senior Underwriter will demonstrate strong credit, analytical, and written and verbal communication skills along with experience in financial modeling, portfolio management, and projection and sensitization analysis. The Senior Underwriter will work closely with Senior Account Executives in managing the overall credit approval and will take a lead role in the management of a portfolio of accounts. Although duties will be primarily focused in the Healthcare lending space, the Senior Underwriter is also expected to assist in the Credit process for the broader Commercial Finance team from time to time. This position will report to the Senior Vice President, Credit Officer–Commercial Finance. REQUIRED KNOWLEDGE AND SKILLS* A bachelor’s degree preferably in business management, accounting and/or finance.* At least 10 years’ of comparable experience. Preference will be given to candidates who have both commercial/equipment finance and leasing experience and middle-market bank experience.* Strong credit and underwriting skills.* Understanding of secured loan documentation; negotiation skills.* Strong written and verbal communication skills.* Strong interpersonal skills to effectively communicate with prospects, senior account executives, agent banks, credit administration, and other bank personnel.* Ability to effectively work under tight timelines.* Proficient user of Microsoft Excel and Word.* Demonstrated ability to analyze, negotiate, and manage complex commercial credit transactions.* Experience analyzing business financial statements and tax returns (individuals and business).* Successful completion of a formal credit training program.ESSENTIAL DUTIES AND RESPONSIBILITIES * Identify and analyze key credit risks and mitigants.* Appropriately document and mitigate all Bank policy exceptions.* Analyze collateral and identify mitigating collateral issues. * Conduct financial modeling using Baker Hill, MRA, RMA, or other financial spreading software packages.* Prepare approval memorandums incorporating key credit risks and recommendations for appropriate deal structure.* Complete due diligence process in an expeditious manner meeting the prospect’s expectations on direct transactions and within deadlines established by agent banks on participations and club deals. * Effective and timely communication with credit management, borrower, and agent banks as well as with internal partners such as Treasury Management, Corporate Banking, Mezzanine, etc. engaging partners as appropriate throughout the underwriting process.* Review legal documents and seek additional approvals to ensure compliance, if necessary.* Occasionally work with Senior Account Executives on transaction prescreens for early identification of credit issues as well as providing structural, analytical, and indicative risk rating assistance.* Conduct ongoing due diligence such as account monitoring, covenant compliance, and other portfolio management activities. * Perform other duties as assigned.COMPANY OVERVIEWAs a Chemical Banker, you will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our Careers Page for more information.PI104361247

Chemical BankID 2018-6997Status Type Full-TimeDepartment CreditWork Hours Monday - FridayM/F Disabled and Vet EEO/AA Employer JOB SUMMARYThe Senior Underwriter – Franchise will be responsible for structuring, analyzing, and underwriting commercial finance and equipment finance transactions originated through direct and indirect sources. The Senior Underwriter will support credit prescreening efforts and facilitate the preparation of approval memorandums presented to Divisional Management and, as applicable, the bank’s Credit Committees. The Senior Underwriter will be a self-starter with the ability to work independently on complex transactions with little oversight. The Senior Underwriter will demonstrate strong credit, analytical, and written and verbal communication skills along with experience in financial modeling, portfolio management, and projection and sensitization analysis. The Senior Underwriter will work closely with Senior Account Executives in managing the overall credit approval and will take a lead role in the management of a portfolio of accounts. Although duties will be primarily focused in the Franchise lending space, the Senior Underwriter is also expected to assist in the Credit process for the broader Commercial Finance team from time to time. This position will report to the Senior Vice President, Credit Officer–Commercial Finance. ESSENTIAL DUTIES AND RESPONSIBILITIES* Identify and analyze key credit risks and mitigants.* Appropriately document and mitigate all Bank policy exceptions.* Analyze collateral and identify mitigating collateral issues. * Conduct financial modeling using Baker Hill, MRA, RMA, or other financial spreading software packages.* Prepare approval memorandums incorporating key credit risks and recommendations for appropriate deal structure.* Complete due diligence process in an expeditious manner meeting the prospect’s expectations on direct transactions and within deadlines established by agent banks on participations and club deals. * Effective and timely communication with credit management, borrower, and agent banks as well as with internal partners such as Treasury Management, Corporate Banking, Mezzanine, etc. engaging partners as appropriate throughout the underwriting process.* Review legal documents and seek additional approvals to ensure compliance, if necessary.* Occasionally work with Senior Account Executives on transaction prescreens for early identification of credit issues as well as providing structural, analytical, and indicative risk rating assistance.* Conduct ongoing due diligence such as account monitoring, covenant compliance, and other portfolio management activities. * Perform other duties as assigned.REQUIRED KNOWLEDGE, SKILLS and ABILITIES* A bachelor’s degree preferably in business management, accounting and/or finance.* At least 10 years’ of comparable experience. Preference will be given to candidates who have both commercial/equipment finance and leasing experience and middle-market bank experience.* Strong credit and underwriting skills.* Understanding of secured loan documentation; negotiation skills.* Strong written and verbal communication skills.* Strong interpersonal skills to effectively communicate with prospects, senior account executives, agent banks, credit administration, and other bank personnel.* Ability to effectively work under tight timelines.* Proficient user of Microsoft Excel and Word.* Demonstrated ability to analyze, negotiate, and manage complex commercial credit transactions.* Experience analyzing business financial statements and tax returns (individuals and business).* Successful completion of a formal credit training program.COMPANY OVERVIEWAs a Chemical Banker, you will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our Careers Page for more information.PI104361231

Job ID 2018-1735# of Openings 2Job Locations US-TX-Dallas | US-TX-Austin | US-CO-Denver | US-CA-San Francisco | US-NC-Charlotte | US-TX-Houston | US-GA-Atlanta | US-CA | US-CA-Orange County - RemotePosted Date 2018-04-11Category SuretyTravel 25%Company Car Provided YesOverviewUFG can offer you an award-winning workplace and a trustworthy, financially-stable company. While we've always known our commitment to employees and financial stewardship, it is good to have others recognize our dedicated efforts. UFG was named to the "2017 Top Workplaces" list by The Des Moines Register, and was also included on the Forbes' America's Most Trustworthy Financial Companies" list for 2017. Additionally, UFG is a super-regional property and casualty insurer rated "A" (Excellent) by A.M. Best Company.Most important, UFG can offer you a work environment where you can easily see yourself in the big picture from day one. You become part of a successful team that works together to do great things. In addition, we believe in supporting our employees by providing a great benefits plan and allowing our people to develop flexible work hours that align with their personal schedule.As a senior regional surety underwriter, you'll be the primary relationship manager for surety business within your territory, focused on marketing, managing and underwriting a new and renewal surety book of business through contact with select agencies and brokers.You'll drive profit and premium to meet financial goals and objectives through development, negotiation and execution of business plans. This includes leading and influencing agencies through the creation of sales strategies and implementation of sales processes and practices that drive new sales, profit and customer retention. Under limited direction, you'll underwrite accounts based on authority level granted to the role and underwriting appetite. Additionally, you'll be collaborating with all lines of business to support and increase the overall UFG presence in your territory, provide the quality service UFG is known for and promote a positive company image.With a company focus on long-term growth, an important responsibility of this position will be identifying areas of opportunity and cultivating new and renewal contract surety business. For the right candidate, this position has the potential to develop into a Lead Senior Underwriter or Branch Manager Position. ResponsibilitiesEfficiently underwrite new surety submissions. Gather information regarding financial status, credit standing, and organization profit to analyze and determine acceptability of the risk.Interaction with professional NASBP member agents as well as other agents who do business with United Fire Group. Develop a profitable book of surety business of varying degrees of complexity for assigned territory, taking into consideration the strengths and weaknesses of the producer plant /territory and competitors, divisional objectives and overall market conditions.Make prompt, sound decisions within underwriting authority based on appropriate underwriting information consultation.Accountable for accurate underwriting documentation/ information in account management systems and adherence to documentation standards.Negotiate terms and conditions consistent with market segment requirements and standards within submission timeframe.Attend selected industry events that provide interactions with producers and/or potential accounts.Responsibility for building and maintaining effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.Travel is required with frequent overnight stays; up to 20 to 25% of time will be traveling. Must have a valid driver's license.Perform special projects as assigned.QualificationsMinimum Seven to ten years' experience in contract surety underwriting.Four year college degree is required; majors in Accounting, Business Administration, Finance or Economics are preferred.Must demonstrate the strong analytical skills needed to evaluate new submissions for acceptability within company underwriting parameters. Experienced in new market development; ability to prospect, appoint and manage producer relationships to achieve production and profitability objectives.Solid following of existing broker and agency relationships within the assigned geographic region.Independently exhibit initiative with strong focus on results.Proficient in: risk evaluation, contract knowledge, common sense judgment, and the ability to see the big picture.Strong communication (written and verbal), influencing, negotiating, listening, and interpersonal skills to effectively develop/maintain productive internal and external relationships.Be actively engaged in additional industry and professional development and designations (AFSB, CPCU, MBA, etc.). Additional classes and training may be required.PI104848840

Institute for Building Technology and SafetyJob ID 2018-1573# of Openings 1Job Locations US-TX-HoustonPosted Date 11 hours agoCategory Disaster RecoveryResponsibilities Introduction:This position is part of a Disaster Recovery team. We are not first responders, but when natural disasters strike (e.g.., hurricanes, earthquakes, flood waters, tornados, fires, etc.) our team travels to the disaster area as part of the recovery process to help restore the communities. Our primary focus is working with homeowners in the restoration of their houses and property.This position will begin as an "on-call/as-needed" basis, with strong probability of converting to a regular, full-time position with full employee benefits which include (but are not limited to) medical, prescription, dental, vision, FSA, 401k with employer matching, paid holidays, and paid leave.We are looking for individuals who are willing, able, and readily available to be a part of this team, who can report for work and travel on short notice to disaster sites and remain engaged in the recovery efforts for varying periods of time. Longer assignments will include rotations for travel back and forth between their home and the disaster sites.Position Summary:The purpose of Code Inspector is to ensure compliance with building codes for residential properties. Other duties may include maintaining records, researching methods and codes, interacting with contractors, providing departmental support and interfacing with City/County employees and citizens.Responsibilities:Inspect, buildings, wiring, plumbing, electrical circuits, sewers, heating systems, or foundations during and after construction for structural quality, general safety, or conformance to specifications and codes.Interacts with contractors by explaining code requirements and corrections, coordinating actions with other employees and departments, verifying City policies and procedures.Thorough knowledge of the materials, methods and practices involved in building construction, to include structural, plumbing, mechanical, fire and electrical.Researches methods and codes by studying manufacturers' literature, examining tests from code underwriters and laboratory testing agencies and reviewing plan documents and City codes for changes.Write, maintain, and describe daily logs and supplement inspection records with test data and photographs.Confer with contractors or owners to explain regulations or recommend remedial actions.Measure dimensions of materials to verify conformance to specifications, using measuring instruments such as rulers, calipers, gauges, or micrometers.Read blueprints, data, manuals, or other materials to determine specifications, inspection and testing procedures.Record inspection as required for the specific inspection.Recommend necessary corrective actions, based on inspection results.Perform other duties, responsibilities and activities directed by IBTS senior management as assigned at any time with or without notice. Qualifications Requires Associate degree or 2 years of experience in the construction industry with high school diploma or its equivalent. Bachelor's degree in Engineering or any related field preferredICC Combination certification in Residential Inspections or Combination certification in Commercial Inspections preferredAdvanced proficiency in utilizing Microsoft Word, Excel, PowerPointRequires a valid driver's license and be lawfully permitted to operate motor vehicles without any limitations or restrictionsMust have experience in Building and Construction industry, including and not limited to materials, methods, and the tools involved in the construction or repair of houses, buildings, exterior landings, steps, or other structures related to property.Must have experience and ability to read and interpret plans, diagrams, specifications and related forms of architectural design, and to recognize deviations from such plans in the construction process.Must have the ability to speak, read, and write the English language with proficiency.Competencies:Demonstrated experience in appropriate utilization of local codes and ordinances.Experience in Inspecting completed work to ensure proper installation.Review systems to ensure proper operation and compliance with National Electric Code and building codes.Inspect plumbing systems or fixtures.Evaluate construction projects to determine compliance with external standards, regulations, and technical specifications.Read scopes of work or other instructions to determine work specifications or materials requirements.Evaluate quality of materials or products used at the jobsite.Communicate effectively to IBTS staff, contractor's, and homeowners.Provide customer service to, contractors and homeowners.Foster positive attitude towards IBTS staff, contractors and homeowners.Maintain daily logs and records of inspections performed and the ability to issue findings both verbally and written to IBTS staff, contractors, and supervisors as needed.Ability to detect, locate, and document all defective installations, quantity discrepancies, poor quality workmanship, and any deficiencies or discrepancies that may be observed.Work autonomously; deliver the required findings accurately in a timely manner.Use critical thinking and problem solving when inspecting properties.Travel: IBTS covers travel expenses, i.e., travel, per diem (food and lodging). Where reimbursements are provided, they will be provided directly to the individual and in a timely fashion.Overview Bring your passion, expertise, and experience to IBTS, where we appreciate and are committed to our employees. We offer outstanding benefits, growth opportunities, and work hard to maintain a culture that values our employees. The Institute for Building Technology and Safety (IBTS) is a 501(c) (3) non-profit organization established to provide unbiased professional building code compliance services, while enhancing the communities in which we work. At IBTS, our mission is to deliver quality services to meet the challenges of governance at all levels while enhancing public safety, economic development, and the general welfare of the community. Our services include Building and Community Development, Energy and Sustainability Services, Disaster Planning and Recovery, Quality Assurance, as well as Compliance and Risk Monitoring.IBTS is headquartered in Ashburn, VA, with additional offices in Louisiana, Missouri, New York, Oklahoma, Texas and Washington, DC.We are committed to building a community of experts with diverse backgrounds, disciplines, and perspectives who are passionate about our mission. IBTS is proud to be an Equal Opportunity and Affirmative Action Employer that is committed to hiring a diverse and talented workforce. This opportunity is open to Section S3 Residents.Explore the opportunities!PI104249963

Chemical BankID 2018-7149Status Type InternDepartment CreditWork Hours Monday-FridayM/F Disabled and Vet EEO/AA Employer Why Chemical Bank? Are you eager to expand your career? Our Internship Program is perfect for the brightest and best students looking for opportunities to experience hands-on work with a variety of professionals in a corporate environment. There will be opportunities to interact with Chemical Bank’s leadership team. The Chemical Bank Internship Program will guide and mentor students for opportunities aligned to their career interests.Our Commercial Finance Intern will:Learn the basics of Commercial Equipment Finance.Assist in the collection of financial reporting and other monitoring requirements.Spread financials (using Baker Hill Statement Analyzer) in conjunction with new deal pre-screening and underwriting, as well ongoing portfolio financial tracking.Using Moody’s RiskCalc, derive indicative bond ratings for new transactions to prospective clients.Project based work will be determined based on the timing of the intern’s assignment as well as the projects that are in flight. Commercial Finance portfolio is dynamic and needs change based on the demands of the team. Policy and procedure review and updating.Workflow documentation.Shadowing the Commercial Finance Credit Officer, Underwriters, and Analysts to learn and develop various skills, including financial statement analysis, deal structuring, and others.Various other duties as may be assigned from time to time. Chemical Bank's internship program offers:Competitive compensationCompany orientation and trainingExecutive speaking seriesHands on experience with meaningful workCareer developmentNetworking opportunitiesJob Responsibilities:Participate in all company sponsored intern eventsSupport organization and department initiativesProvide recommendations to improve the departmentWork both independently and within a teamTake initiative to achieve personal career goalsHands on experience in your area of studyCollaborate directly with your leaderQualifications:A rising Sophomore, Junior or Senior in a full-time undergraduate program.Maintain a good academic standing with the UniversityCandidates will possess strong leadership, interpersonal and communication skills.Candidates should reside in a commutable distance from the Chemical Bank location to which they are assigned.Eligible to work in the US for any employer without sponsorship from the companyDemonstrates a strong interest in Chemical BankPosition Requirements:Strong organizational skillsStrong time management skillsMust have strong attention to detail skillsWorking knowledge of Microsoft Word, Excel and OutlookMust have proficient verbal and written communication skillsWork Hours:Work schedule is approximately 40 hours per week Monday through Friday 8:00 – 5:00Physical Requirements:Must be able to fulfill the following requirements with or without reasonable accommodations:Standing and/or sitting for extended periods of time.Reaching by extending hand(s) or arm(s) in any direction.Dexterity required for manipulating objects and standard office equipment.Communication skills using the written and spoken word.Ability to see and hear within normal parameters.Ability to lift/maneuver up to 50 pounds occasionally.Ability to bend, squat, and stoop as needed. As a Chemical Bank Intern, you will join professionals who are making a positive impact where they live, work and play. You will be a part of a growing community bank that believes in the dreams of it's customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying an exciting internship experience.PI104705188

Chemical BankID 2018-7157Status Type InternDepartment Commercial LendingWork Hours Monday-FridayM/F Disabled and Vet EEO/AA Employer Why Chemical Bank? Are you eager to expand your career? Our Internship Program is perfect for the brightest and best students looking for opportunities to experience hands-on work with a variety of professionals in a corporate environment. There will be opportunities to interact with Chemical Bank’s leadership team. The Chemical Bank Internship Program will guide and mentor students for opportunities aligned to their career interests.Our Commercial Lending Intern will:Learn the basics of Commercial Lending.Assist in the collection of financial reporting and other monitoring requirements.Spread financials (using Baker Hill Statement Analyzer) in conjunction with new deal pre-screening and underwriting, as well ongoing portfolio financial tracking.Using Moody’s RiskCalc, derive indicative bond ratings for new transactions to prospective clients.Policy and procedure review and updating.Workflow documentation.Shadowing the Commercial Loan Officer, Underwriters, and Analysts to learn and develop various skills, including financial statement analysis, deal structuring, and others.Various other duties as may be assigned from time to time. Chemical Bank's internship program offers:Competitive compensationCompany orientation and trainingExecutive speaking seriesHands on experience with meaningful workCareer developmentNetworking opportunitiesJob Responsibilities:Participate in all company sponsored intern eventsSupport organization and department initiativesProvide recommendations to improve the departmentWork both independently and within a teamTake initiative to achieve personal career goalsHands on experience in your area of studyCollaborate directly with your leaderQualifications:A rising Sophomore, Junior or Senior in a full-time undergraduate program.Maintain a good academic standing with the UniversityCandidates will possess strong leadership, interpersonal and communication skills.Candidates should reside in a commutable distance from the Chemical Bank location to which they are assigned.Eligible to work in the US for any employer without sponsorship from the companyDemonstrates a strong interest in Chemical BankPosition Requirements:Strong organizational skillsStrong time management skillsMust have strong attention to detail skillsWorking knowledge of Microsoft Word, Excel and OutlookMust have proficient verbal and written communication skillsWork Hours:Work schedule is approximately 40 hours per week Monday through Friday 8:00 – 5:00Physical Requirements:Must be able to fulfill the following requirements with or without reasonable accommodations:Standing and/or sitting for extended periods of time.Reaching by extending hand(s) or arm(s) in any direction.Dexterity required for manipulating objects and standard office equipment.Communication skills using the written and spoken word.Ability to see and hear within normal parameters.Ability to lift/maneuver up to 50 pounds occasionally.Ability to bend, squat, and stoop as needed. As a Chemical Bank Intern, you will join professionals who are making a positive impact where they live, work and play. You will be a part of a growing community bank that believes in the dreams of it's customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying an exciting internship experience.PI104705173

CarringtonJob ID 2018-7210Job Locations US-CA-AnaheimPosition Category ServicingCompany Carrington Mortgage Services, LLCPosition Type RegularOverview FOUNDED IN 2003, Carrington has evolved from a mortgage credit asset manager into a vertically-integrated financial services company that covers virtually every aspect of the single family residential real estate transactions- investments in U.S. real estate and mortgage markets, loan origination and servicing, asset management and property preservation, real estate sales and rental, and title and escrow services. Why you should join Carrington: Our tuition reimbursement and great career advancement opportunities encourage employee growth.The senior leadership team is full of top industry leaders.We are an innovative and rapidly growing company.Our employees have access to several fitness, restaurant, retail (and more!) discounts through our exclusive employee portal.An exciting, innovative and entrepreneurial work environment. Responsibilities The Loss Mitigation Underwriter ll will underwrite loan modifications for both HAMP and non-HAMP eligible loans in accordance with Treasury, Company and Investor guidelines while following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.Conduct Verification of Income (VOI).Calculate customer's front and back-end debt to income ratio.Verify occupancy, hardship and income.Apply payment waterfall to determine HAMP eligibility (rate reduction, term extension, deferred principal).If applicable, identify the type(s) and amounts of liquid assets the borrower holds. Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.).Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines.Document final decision and update system of record.Perform other duties as assigned. Qualifications High school diploma or equivalent required.Two (2) to three (3) years' of underwriting background in HAMP/Loan Modification and servicing/loss mitigation experience.Advanced industry related experience preferred.EEO/AAP EmployerCarrington is an Equal Opportunity Employer and does not discriminate on the basis of race, gender, ethnicity, religion, national origin, age, disability, veteran status, or on any other basis prohibited by law.PI104642864